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As a credit broker, we collect and process your information to establish your general suitability against a panel of lender’s product criteria in order to provide you with a loan option. A credit soft search will be conducted; however, this will not adversely affect your credit rating. We will retain your information securely on our system for any future updates and products that we think may be of interest to you. For detailed information please refer to our privacy policy and terms & conditions

Aspire money is a credit broker and not a lender and if you take a product from one of the lenders on our panel, they will pay us a commission once the funds are deposited into your account.

Unsecured Loans for Bad Credit

    Aspire Money has a number of lenders on our panel that specialise in offering unsecured loans from £500 to £25,000. An unsecured loan offers the flexibilty to borrow money for a wide range of purposes, such as a new car or improvements to your home. Aspire Money can help to find a loan based on your individual circumstances.


    Unsecured loans are also referred to as personal loans and are not secured against your home or any other asset. However, if you do own a property you may be eligible for a better rate by opting for an unsecured homeowner loan.

Unsecured loans are better suited to small amounts of borrowing as they are usually set at a fixed interest rate over a fixed repayment term.

  • A personal loan is not secured against your home or any other assets and the amount you can borrow will typically be lower and have a shorter repayment period. Aspire Money has lenders on the panel that offers loans from £500 to £25,000 over a period of one to five years.
  • Your loan repayments will also usually be a fixed amount each month.

Important points to consider:

  • Personal loans have higher rates of interest than some other forms of borrowing.
  • Although your home may not be at risk, lenders still have the legal right to recover monies not paid on the personal loan.
  • Lenders can arrange for County Court Judgments to be issued against you if the debt is not paid in full.

You will need to repay the full loan amount as well as the interest. Interest rates on unsecured loans vary and are calculated on your individual circumstances. However, our loan calculator can help you work out the cost of borrowing.

We specialise in finding loan options for customers, so even if you have a poor credit rating, we may still be able to help you find a suitable loan. Lenders on our panel will evaluate customers based on their individual circumstances, while looking at factors such as your income and outgoings as well as any other assets you might have to help determine your eligibility and whether you can afford the monthly repayments.


Copyright © Aspire Money 2019 Aspire Money Limited. Registered in England No 06457376, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 681346). DPA Licence Number: Z1262766.

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