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Why Choose Aspire Money

Aspire Money is a loan broker and not a lender; we have over 20 lenders on our panel that may be able to assist you.

Loans from 6.4% to Maximum APR 299%

Loan amounts from £500 up to £25, 000

Loan Repayment period from 1 year to 5 years.

Unsecured loans for bad credit

Aspire Money offer unsecured loans to customers based on their individual circumstances. You may also hear them referred to as personal loans but the truth is, they are the same product, enabling you to borrow money for a wide range of reasons and uses. The main difference of an unsecured loan is that you do not have to secure the loan against your home or any other assets.

There are several reasons why an unsecured loan may be an option for you:

  • If you’ve been refused a loan from your bank, then an unsecured loan can provide you with the cash you need for a big purchase, whether you are looking to finance a car or make some home improvements.
  • As your loan is not secured against another asset such as your home, the amount you can borrow is typically lower and will be repaid over a shorter period. With the opportunity to borrow from between £500 to £25,000 an unsecured loan can provide the funding you need for those one-off purchases. An unsecured loan may be used to consolidate existing debts, making the repayments more manageable.
  • An unsecured loan is often easier to apply for than a secured loan, meaning the entire process may be quicker.
  • Unsecured loans offer more flexibility when it comes to the repayment terms, allowing borrowers to make fixed monthly payments from between one to five years.

You will need to repay the full loan amount as well as the interest. Interest rates on unsecured loans vary and are calculated on your individual circumstances. However, our Loan Calculator can help you work out the cost of borrowing.

We specialise in finding suitable loans for our customers but even if you have a bad credit history, it is still possible to obtain an unsecured loan. Our lenders will evaluate candidates based on their individual circumstances, while looking at factors such as your income and outgoings as well as any other assets you might have to help determine your eligibility and whether you can afford the monthly repayments.

49.9% APR REPRESENTATIVE

Representative Example: Annual Interest Rate (fixed) is 49.9% p.a. with a Representative APR of 49.9% based on borrowing £3,000 and repaying over 36 monthly repayments. Monthly repayments £146.39 with the total amount repayable £5,270.04 and the total interest payable will be £2,270.04.