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As a Credit broker, we collect and process your information to establish your general suitability against a panel of lender’s product criteria in order to provide you with a loan option. A credit soft search will be conducted; however, this will not adversely affect your credit rating. We will retain your information securely on our system for any future updates and products that we think may be of interest to you. For detailed information please refer to our Privacy Policy and Terms & Conditions .

Aspire Money is a Credit Broker and not a Lender and if you take a product from one of the Lenders on our panel, they will pay us a commission once the funds are deposited into your account.

Unsecured loans for bad credit

Aspire Money has a number of lenders on our panel that specialise in offering unsecured loans from £500 to £25,000. An unsecured loan offers the flexibilty to borrow money for a wide range of purposes, such as a new car or improvements to your home. Aspire Money can help to find a loan based on your individual circumstances.

Unsecured loans are also referred to as personal loans and are not secured against your home or any other asset. However, if you do own a property you may be eligible for a better rate by opting for an unsecured homeowner loan.

There are several reasons why an unsecured loan may be an option for you:

  • If you’ve been refused a loan from your bank, then an unsecured loan can provide you with the cash you need for a big purchase, whether you are looking to finance a car or make some home improvements.
  • As your loan is not secured against another asset such as your home, the amount you can borrow is typically lower and will be repaid over a shorter period. With the opportunity to borrow from between £500 to £25,000 an unsecured loan can provide the funding you need for those one-off purchases. An unsecured loan may be used to consolidate existing debts, making the repayments more manageable.

You will need to repay the full loan amount as well as the interest. Interest rates on unsecured loans vary and are calculated on your individual circumstances. However, our Loan Calculator can help you work out the cost of borrowing.

We specialise in finding loan options for customers, so even if you have a poor credit rating, we may still be able to help you find a suitable loan. Lenders on our panel will evaluate customers based on their individual circumstances, while looking at factors such as your income and outgoings as well as any other assets you might have to help determine your eligibility and whether you can afford the monthly repayments.

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