Learn About Loans, Credit, Finance and More with Aspire Money

Brexit: How Will the UK’s Exit from the EU Affect its Economy?

The relationship between the United Kingdom and the European Union has been a precarious one since the uncertain times after World War II, and in the near six decades that have passed since then, differing political and trade ideologies has seen the UK become a predominantly self-contained, if not resistant, member of the EU. This is not the first time members of the leading political party of the UK has put forward notions of a ‘Brexit’, though it is the closest the UK has come to exiting the EU since 1975...

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Common Finance Terms and Jargon

Finance can be daunting; the seemingly complex world of credit, loans and interest rates can be a challenge to tackle. However, understanding the basics of personal finance can be an immense help, as it is crucial to be financially literate in today’s modern, money-driven world. Below are some common finance terms everyone should know...

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Should You Lend Money to Friends and Family?

Most people will have financial woes during the course of their lives, including our close friends and family. This can lead to loved ones requesting financial aid from us - but should we provide it? Find out why lending money to those you care about could end badly for you both.

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How to Identify a Scam

In today’s highly digitalised and technological world, crime has gone online - issues like identity theft, credit card fraud and cybercrime are real, growing problems many countries face. In the age of online shopping and internet banking, online scams are becoming more and more commonplace. Though protective software has been developed, scammers and fraudsters continuously improve and adapt their methods - meaning it’s still possible for anyone to fall into their traps.

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Busting Common Myths About Money

Finance is a tricky subject that often leaves many confused. When it comes to personal or business finance, pursuing common misconceptions and myths about money or finance can be detrimental to both you and your business. There is no shortage of bad or wrong information out there, either, which makes finding the real facts out for yourself imperative to the financial health of your business and your personal affairs. Get clarity - the following money myths have been busted!

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Setting Financial Goals for Every Decade

Setting financial goals or objectives for ourselves is crucial; not only does it allow us to plan for the future financially, but it also helps keep us motivated and can help clarify the direction we should be moving in. Each stage of our lives usually entails different financial requirements, depending on what you hope to achieve in your life. However, regardless of whether your plans are to spend life aboard a luxury yacht, or if you aim to have a house full of children, one financial goal should always be on the top of your checklist: financial stability. The following list includes some financial objectives you could consider to help ensure financial stability throughout your life.

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Looking for a Loan?

At Aspire Money, we work hard with our panel of lenders to find you a suitable loan. Whether you are looking for a loan to cover home improvements, a new family car, or to consolidate existing debt, we can help you source a loan that suits your budget – even if you have a negative credit rating*! Find out more here

*Subject to Terms and Conditions

Representative Example: Annual Interest Rate (fixed) is 49.9% p.a. with a Representative 49.9% APR, based on borrowing £5,000 and repaying this over 36 monthly payments. Monthly repayment is £243.98 with a total amount repayable of £8,783.28 which includes the total interest payable of £3,783.28.

The %APR rate you will be offered is dependent on your personal circumstances.